![]() Finally, the more advanced part of this book elaborates on techniques that could boost one’s chances of getting a loan or credit card approved.Ībout the Authors Behind Smart Money Secret In the case where consumers are in a very difficult position, lawsuits may be expected, and the overall procedure has been shared as well. There’s the communication aspect included as well, where one will learn how to write professional letters. For instance, consumers will learn to analyze their respective credit scores and reports. Some of the lessons to be learned range from basic to intermediate steps. Living with low credit scores is surely to pose limitations on one’s life and hence, the need for such a book, as it educates consumers on ways to possibly overcome debts and late payments so that their credit scores can be improved. Previously advertised as “Credit Secrets”, Smart Money Secret is a book that provides financial advice on how to properly raise your credit score. What is Smart Money Secret? What is there to be learnt? ![]() ![]() This is where it is most fit to introduce Scott and Alison Hilton’s book, Smart Money Secret. However, those with a score in the low 600s and under, may find it difficult to be approve for loans. On average, Americans are scoring great when it comes to their credit (706). Late payments are known to lower your credit score. If your score is relatively low, it could be due to a number of factors such as late payments made, maxed out credit cards, applying for multiple credit cards at once, and the types currently used.Ī credit score can range anywhere from 300-850 points and generally it’s dictated by your ability to repay the debt on time, and payment history. Are you having trouble getting approvals for loans? The main reason why a lender may choose not to lend money could be because of one’s credit score.Ĭredit scores allow lenders to assess the payee’s ability to repay their debt.
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